Change is Scary!

Changing insurance companies can seem daunting, can't it? And finding an agent you feel comfortable with sometimes equally as difficult.

Many of our new clients come to us because they were referred by someone who knows us and does business with us.

We work hard to cultivate that kind of trust and relationship with all our clients ... many have become friends.

We'll make the process of checking options for you as simply and easy as we can and there's never any pressure.

Give us a call today - or send us an e-mail (or complete an on-line quote request) if you are more comfortable with that method.

We hope we can add you to our ever growing list of clients/friends.

We are a team of professionals dedicated to helping our clients achieve their financial goals.

T & S Agency was officially launched in 2005 but our agency team has a combined experience of almost 20 years in the insurance industry. We stand ready to help you on the "road of life."

HSA's (Health Savings Accounts) are becoming more popular and we can help you determine if one of these plans is a good choice for you.

Medicare Supplemants and Part D coverage is another area we work with and have a number of options available. Complete a quote request and we'll be happy to provide you with some options.

T & S Agency became a branch office of TWFG Insurance Services in October of 2006 and now operates under the name of TWFG Insurance Services. Below is a little background on TWFG.

We would be happy to check our various carriers and recommend one or two options to you. (Visit the Products or Quotes sections for a quote request.)

About TWFG:

The Woodlands Financial Group is currently comprised of TWFG – Insurance Services and TWFG –General Agency. TWFG – Insurance Services has over 100 “branch” offices operated by TWFG with an additional 850 “Independent” offices contractually operating through TWFG – General Agency.

In 2006 TWFG through its combined network accounted for nearly $100 million in written premium in force. In the past four years TWFG has seen growth between 150% to over 200% annually. The Insurance Journal recognized TWFG as one of the Top 100 insurance agencies in the nation and ranked TWFG number 6 overall in Personal lines agencies.

When TWFG opened its doors there was one goal in mind, providing businesses and families with insurance solutions that not only fit their lifestyle but also their budget. A large part of TWFG’s growth can be attributed to providing advanced technology and consulting expertise to create next generation insurance services for our clients. These services reduce customer costs, increase coverage options and improve overall insurance protection.

Our vision includes offering complete insurance and financial services and offering unparalleled choice which will allow us to compete directly with “captive” agents across the country. Products offered by TWFG include commercial and personal insurance, employee benefits, financial and investment services to meet the client’s needs. The initial office primarily represented Texas, and has now grown to representation in Texas, Arkansas, California, Louisiana, Nevada, Pennsylvania, South Dakota, and Minnesota. TWFG is currently licensed in most states and has plans to expand its branch locations to all areas of Texas not currently represented, as well as expansion to other states. TWFG continues to look for alliances and partners to provide assistance in our geographic expansion and representation goals.

TWFG began with access to only a few carriers which has grown to a list of over 50 national and local companies providing insurance and insurance services. In addition to our company markets, TWFG has developed its own homeowners programs and is investigating offering additional markets.

TWFG has developed exceptional relationships with many clients, business partners, carriers, and businesses and hope to continue these trends. TWFG is a Trusted Choice agency which is the largest independent agency brand in the nation.

	What's New
		Budget being squeezed? With ever-changing gas prices and high heating costs, find yourself wondering where the extra money might come from? We might be able to help. Sometimes we can, other times we can't. We'll honestly let you know. There are often options you might not even be aware of to help you manage your insurance costs. Give us a call and see if we can help you today. _______________ Would you like cash in your pocket to help cover some of the costs of an accident? Ask us about one of our affordable accident plans.